Licence

Although PRP is our trading identity, our Senior Advisors and/or their private business structures are representatives of Meritum Financial Group Pty Ltd. This means that when providing formal advice, our Advisors are in fact representing Meritum Financial Group Pty Ltd.

QUEENSLAND and NEW SOUTH WALES
Everingham Risk Management Pty Ltd , ABN 94 136 677 659 ( trading as Personal Risk Professionals) is an authorised representative of Meritum Financial Group Pty Ltd (Meritum), ABN 93 106 888 215. Meritum is the holder of an Australian Financial Services Licence, Licence number: 245569. The authorised representative number of Everingham Risk Management Pty Ltd is 336583.

VICTORIA
AB Insurances Pty Ltd atf AB Insurances Trust , ABN 72 236 499 266 ( trading as Personal Risk Professionals) is an authorised representative of Meritum Financial Group Pty Ltd (Meritum), ABN 93 106 888 215. Meritum is the holder of an Australian Financial Services Licence, Licence number: 245569. The authorised representative number of AB Insurances Pty Ltd is 337142.

It is important for all PRP clients to understand about Meritum and its stakeholders.
The financial services environment in Australia today is tightly regulated by the Australian Securities and Investment Commission (ASIC). Meritum Financial Group Pty Ltd is an Australian Financial Services Licensee (AFSL No: 245569).

Meritum Financial Group Pty Ltd (Meritum) was registered as a company in Victoria on March 1st 2004. Since then, Meritum has grown substantially to have a presence in all Australian states. Meritum (meaning merit in Latin) was created to establish a professional team of financial advisers to provide high quality, personalised financial services and add significant value to our community of clients and staff, both today and for the future.

Meritum’s aim is to facilitate services and supervision of its adviser’s to ensure that you receive appropriate advice relative to your objectives, financial situation or needs.
Whilst financial services providers authorised through Meritum have access to a broad selection of investment products, investment platforms and insurance underwriters, Meritum is 100% owned by the MLC group.

Meritum is a principal member of the Financial Planning Association of Australia (FPA) and abides by the Association’s Professional Code of Conduct and Ethics.