Odds are it’s been a while since you looked over your health insurance cover. It’s understandable – there are over 40,000 products in the market and premiums regularly go up. It can seem confusing and expensive, but there are still plenty of reasons to review it more regularly.
First, reviewing your cover ensures you’re paying for the right things. Like your finances, your health changes as life changes and your health insurance should reflect it. If you review your health cover every year, you’ll have a greater understanding of its benefits, as well as making sure it’s keeping up with your changing needs.
In addition to ensuring you’ve got the right cover for your situation, reviewing your cover may also save you money by making sure you’re only paying for what’s important to you. And it’s a valuable exercise to review your Health and suite of Life Insurance Products all together.
If you do decide to switch, find an option that gives you confidence that you’re covered for the right things. Look for an insurer that will give you expert help in assessing your needs and matching you up with the hospital and extras options that fit them. So if it has been a while since you last reviewed your health cover, there’s no better time to do it than now. Talking to your financial adviser is a great place to start, so we can look after your health and financial wellbeing all at once. We could even draw up a quick quote together to see if you could save by switching.
Your health is important, so make sure you have confidence in your health cover too.
*This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.