The financial services environment in Australia is highly regulated by the Australian Securities and Investment Commission (ASIC). MBS Advice Licence is an Australian Financial Services Licensee (AFSL No: 536983), and it authorises several entities, including Personal Risk Professionals, to provide advice and services to clients on its behalf. Although Personal Risk Professionals will provide you with financial advice and services, MBS Advice Licence remains responsible for that advice whilst Personal Risk Professionals is authorised under its Licence.